guiding you

home

a relationship-first approach to real estate financing

Loan Programs

VA Loans

The Veterans Administration, or VA provides a multiple loan programs tailored for current or past service men and women, and their families. This program provides a competitive product for those who qualify.

Jumbo Loans

The high value, or “jumbo” loan for larger loan amounts is one of several non-conventional loan programs that we are well versed in.

Conventional Loans

The conventional loan program is the standard type of loan that is offered through Freddie Mac and Fannie Mae and is tailored to be a safe and secure program for many Americans.

FHA Loans

The Federal Housing Administration, or FHA, provides a loan program which can be perfect for lower income homebuyers who prioritize getting into a house quickly with a lower downpayment.

log home, farm, home-2760175.jpg

USDA Loans

Designed to help low- to moderate-income families purchase homes in eligible rural and suburban areas, these often ignored loans programs have seen a resurgence as millennials are leaving the cities for the flexibility provided by remote and decentralized work opportunities.

ai generated, woman, laptop-8102806.jpg

Flexible Loan Products

Not everyone fits into a perfect box, and with the year after year increase of entrepreneurs, gig-workers, non-traditional remote workers, and other self-employed singles and families, uniquely tailored loan programs have developed to fit those needs.

As first time home buyers, we needed a little extra help understanding the ins and out of everything. John was very helpful and willing to answer all of our questions."

-Paul S. | Lufkin, TX

ABOUT ME

Clients like John for his dedication to-

Competence by starting with a comprehensive preapproval for a smooth transaction process creates trust and peace of mind.
Communication by my teams’ open and transparent style keeps clients informed throughout their entire home buying journey.
Kindness through addressing any concerns while setting realistic expectations.

QUESTIONS?

Whether you’re curious about programs, the market, or still looking around, my team is here to answer any questions.